Legal Document

hbajee20 Terms and Conditions

Please read these terms carefully before using our platform — stay informed about your rights and responsibilities.

Last Updated: January 2026

These Terms and Conditions ("Terms") apply to the use of the hbajee20 platform. By using the hbajee20 website, app or any of our services, you are agreeing to these Terms. If you do not agree with these Terms, please do not use our platform.

1

General Provisions

hbajee20 is an online betting and casino platform providing services to users in Bangladesh. These Terms form a legal agreement between the user and hbajee20. The following terms apply to all services, games, betting activities and financial transactions on the platform.

These Terms have been published in Bengali. If any clarification is needed, please contact us through our 24/7 live chat support.

1.1 Definitions

The following terms used in these Terms and Conditions have the meanings stated below:

  • "Platform" — The hbajee20 website, mobile version and all related services.
  • "User" — Any person who has created a registered account on hbajee20 or is using the platform.
  • "Account" — The user's personal profile and wallet on the platform.
  • "Bonus" — Any promotional offer, cashback or free play opportunity provided by hbajee20.
  • "Taka / ৳" — Bangladeshi Taka (BDT).

1.2 Acceptance of Terms

By accessing the platform or creating an account, the user is considered to have read and accepted these Terms in full. You are advised to download or print a saved copy of these Terms at any time.

2

Eligibility and Registration

2.1 Age Requirement

To create an account and use the services on hbajee20, you must be at least 21 years old. The platform is for adults aged 21 and above only. Registration by minors is strictly prohibited.

2.2 Single Account Policy

Each user may create only one account. If the same person, the same phone number, the same payment method or the same IP address is used to create multiple accounts, all accounts may be closed and any bonuses or winnings earned may be forfeited.

2.3 Accuracy of Information

You must provide true, accurate and complete information at the time of registration. If false or misleading information is provided, hbajee20 reserves the right to suspend or close the account at any time.

Your identity document may be requested during the account verification process (KYC). This helps ensure the security of your account and prevent fraud.

2.4 Geographic Restrictions

Users must confirm for themselves that using online gaming services from their location is lawful. hbajee20 reserves the right to close accounts of users from regions where the use of such services is prohibited.

3

Account Management

3.1 Protecting Login Information

It is your responsibility to keep your account password and login details completely confidential. Do not share this information with any third party. Immediately notify us of any unauthorized access or suspicious activity on your account.

3.2 Account Suspension

hbajee20 may temporarily suspend an account in the following situations:

  • If there is a suspicion of a breach of the Terms
  • If there is a suspicion of fraud or money laundering
  • If the verification process is incomplete
  • To comply with an order from a court or regulatory authority

3.3 Closing Your Account

You may request to close your account at any time by contacting our customer support. Before closing the account, please make sure there are no pending withdrawals.

4

Bonuses and Promotions

4.1 Welcome Bonus

New users are eligible to receive a 150% bonus up to a maximum of ৳20,000 on their first deposit. The following examples apply:

  • Deposit ৳1,000 → Bonus ৳1,500 → Total Balance ৳2,500
  • Deposit ৳28,000 → Bonus ৳20,000 → Total Balance ৳48,000

4.2 Wagering Requirement

A 25x wagering requirement applies to the welcome bonus. This means the bonus amount must be wagered 25 times before a withdrawal can be made.

4.3 VIP Cashback Program

The hbajee20 VIP program has three tiers:

  • Bronze — Up to 0.5% cashback per week
  • Silver — Up to 1.0% cashback per week
  • Gold — Up to 1.5% cashback per week

You can move up to a higher tier through regular gaming activity.

4.4 General Bonus Terms

  • Each bonus offer can be used only once per account.
  • A bonus is only usable on the service for which it was offered.
  • hbajee20 reserves the right to modify or cancel any bonus offer at any time.
  • The account must be fully verified to receive a bonus.
  • If the Terms are breached, the bonus may be cancelled.
5

Deposits and Withdrawals

5.1 Deposit Rules

To deposit funds on hbajee20, you can use bKash, Nagad and Rocket. The minimum deposit amount is ৳300 (for each method).

5.2 Withdrawal Rules

The minimum withdrawal amount is ৳1,000. Withdrawal requests are generally processed within 1 hour. The payment method used for withdrawal must match the method used for the deposit.

Account verification (KYC) must be completed before a withdrawal can be processed. Withdrawals may be held if verification has not been done.

5.3 Transaction Security

All financial transactions on hbajee20 are secured with SSL encryption. Deposits or withdrawals through or to third-party accounts are not permitted.

5.4 Fees and Charges

hbajee20 generally does not charge any processing fee for deposits and withdrawals. However, your payment provider (bKash, Nagad, Rocket) may apply their own charges — which are determined according to the policies of the respective provider.

6

Betting and Gaming Rules

6.1 General Betting Rules

Each game and betting market has its own specific rules, which are displayed in the information section alongside the game. Once a bet has been placed and confirmed, it cannot be changed or cancelled.

6.2 Technical Errors

hbajee20 reserves the right to cancel any results or payouts that were incorrectly displayed or paid out due to a technical issue or software error. In such cases, the bet will be voided and the original stake will be returned.

6.3 Fair Play Policy

hbajee20 ensures a fair and honest gaming environment across all games. If any user employs bots, automated software or any form of cheating, the relevant account will be closed and the balance will be forfeited.

6.4 Maximum Win Limits

hbajee20 may set maximum win limits for specific games or betting markets. Details on this will be displayed on the relevant game or market page.

7

Prohibited Activities

The following activities are strictly prohibited on the hbajee20 platform:

  • Money laundering or transactions involving illegal funds
  • Creating or using multiple accounts
  • Deliberate betting strategies designed to exploit bonus offers (bonus hunting)
  • Using another person's account or placing bets on behalf of a third party
  • Attempting to interfere with the platform's security or software
  • Match fixing or attempting to influence outcomes
  • Fraud, deception or misleading activities
  • Attempting to harass or harm other users

Violating these rules will result in immediate account closure, and hbajee20 reserves the right to notify the relevant authorities if necessary.

8

Copyright and Intellectual Property

All content on the hbajee20 platform — including logos, designs, text, graphics, software code and other elements — is protected under the copyright of hbajee20 or its licensors.

Users may not copy, reproduce, distribute or use any part of the platform for commercial purposes without prior written permission.

9

Limitation of Liability

9.1 Service Guarantee

The hbajee20 platform is provided on an as-is basis. No guarantee of uninterrupted service is given. The service may be temporarily unavailable due to technical maintenance, network issues or unforeseen circumstances.

9.2 Limitation of Damages

To the maximum extent permitted by law, hbajee20 will not be liable for any indirect, incidental or special damages arising from the use of the platform. Gaming is a risk-based activity — both winning and losing are possible.

9.3 Third-Party Services

hbajee20 is not responsible for the quality or availability of services provided by third-party software providers (such as game developers) or payment providers.

10

Privacy and Data Protection

To learn more about how your personal information is collected, stored and used, please read our Privacy Policy. We use SSL encryption technology to keep your information secure.

hbajee20 never sells personal information to third parties. Certain information may be shared with partners for legal compliance or account verification purposes.

11

Responsible Gaming

hbajee20 places the highest priority on responsible gaming. We believe gaming is a form of entertainment — it is never a solution to financial problems.

To learn about our full policy on responsible gaming, please read the Responsible Gaming page. There you will find information about the following features:

  • Setting deposit limits
  • Requesting a temporary account suspension
  • Self-Exclusion Feature
  • Signs of Problem Gaming

If you or someone you know is experiencing a gaming problem, please contact our 24/7 support team — we are here to help.

12

Terms & Conditions Changes

hbajee20 reserves the right to change these terms and conditions at any time. Users will be notified in advance of any significant changes. Continued use of the platform after updated terms and conditions are published means you accept the new terms and conditions.

The latest terms and conditions are always available on this page. You are advised to visit this page regularly.

12.1 Contact

If you have any questions about these terms and conditions, please contact us: